New Super Visa Insurance

Finally! The Canadian Government made a step towards making the lives of immigrants a lot easier and came out with the Super Visa.

Buy Super Visa Medical Insurance Online

The Parent and Grandparent Super Visa, which will be valid for up to 10 years, will allow an applicant to remain in Canada for up to 24 months at a time, without the need to renew their status.One of the best things about this Super Visa is that it takes about 8 weeks to process. This means, that instead of eight years, which is the average processing time for permanent resident applications, parents and grandparents will be able to visit their families in Canada within two months. Sounds like great news for many Canadian families. The Super Visa will allow parents and grandparents to reunite with their loved ones faster and for longer, without spinning families into unnecessary stress.

Of, course the Super Visa is not without conditions. The Government will consider several factors before deciding if a person is admissible to Canada, such as the person's ties to their home country, the purpose of the visit and the person’s family and financial situation. An invitation from a Canadian host will have to be provided, as well

There are also a number of requirements in order to receive the Super Visa. The parent or grandparent must also provide a written commitment of financial support from their child or grandchild in Canada and complete an Immigration Medical Examination.

A key requirement in obtaining the visa is a proof of Canadian Medical Insurance Coverage at least for a year. The insurance must provide a minimum coverage of $100,000 and cover health care, hospitalization and repatriation.

While the new visa might add a financial burden on some of the sponsoring family, because parents and grandparents applying for a super visa will be required to obtain private medical insurance for their stay in Canada, no doubt that it will be a small price to pay.You can now buy Super Visa Medical Insurance online and receive affordable, flexible and convenient protection that meets the Super Visa requirements.

Healthy Living Promotion

Vancouver – Western Premiers agreed today to support the next phase of the Own The Podium program as an opportunity to build on the outstanding success of Canada’s athletes at the Vancouver 2010 Olympic and Paralympic Winter Games.

Provincial and territorial leaders at the Western Premiers’ Conference highlighted the success of the Own The Podium program in assisting Canada’s athletes but also as a motivator for Canadians of all ages to get active.

Western Premiers acknowledged active living and healthy lifestyles as an effective way to reduce burdens on our health care systems. For example, premiers called on the federal government to work with provinces and territories to reduce average sodium intake to 1,600 mg per day by 2016 to improve the health of Canadians.

Canadians consume more than twice the recommended intake of sodium for adults. Excess sodium is linked to 30 per cent of high blood pressure cases in Canada. Reducing sodium could prevent up to 23,500 cardiovascular events each year, and could generate billions of dollars in direct and indirect health care savings.

Pharmaceuticals

Western Premiers will continue to press for a purchasing plan for common pharmaceuticals. A recently-signed memorandum of understanding on pharmaceutical pricing and purchasing strategy will allow millions of dollars of savings to be directed toward patient care.

Western Premiers will also take steps to achieve savings through collaboration on bulk purchasing of health care supplies as well. It’s estimated that bulk purchasing could lead to savings of millions of dollars annually. For every $10 million saved provinces and territories could fund:
· 730 hip replacement surgeries, or;
· 400 open heart surgeries, or;
· 100 registered nurses’ salaries and benefits, or;
· 10 MRI machines.

Critical illness at work in Canada

Critical illness plan became important element of insurance package for individuals and families. Some people could not imagine how critical it is. Even if you are healthy and inherited health from your parents and ancestors you are under the risk. You are in unpredictible inviroment. The big danger are unrelyable people. Please take a look at the funny pictures below. It says for itself.


Be aware that life is not so simple. Be prepared. Buy critical illness or die without insurance. It is your choice.

The Importance of Critical Illness Insurance

There are some things in life that we have no control over, like life-threatening diseases that strike with no warning whatsoever. How many of us have been left feeling bereft after loved ones have succumbed to sudden cardiac arrests or strokes? Even the best doctors are of no use at such times. But there is one thing that you can do to make life a little better in the event of such a fatality – take out a critical illness insurance policy to prevent the same thing from happening to you and your family.

Critical illness insurance is similar to life insurance, except that you get the money when you’re alive. If you or a loved one have been diagnosed with an illness that may be critical or a disability, like cardiac arrest, stroke, cancer, multiple sclerosis, kidney failure, paralysis, rheumatoid arthritis, brain tumor, loss of limbs, major organ transplant, blindness, deafness, Parkinson’s disease, Alzheimer’s disease, Lou Gehrig’s disease, coma and the like, a critical illness insurance policy helps cover your medical expenses during the time of your recovery.

These policies kick in when you’ve been diagnosed, and if you survive the diagnosis for a period of time specified in your paperwork, you get the entire amount based on certain conditions. Some policies pay out only a partial sum depending on the nature and severity of your illness. The terms and conditions are laid out clearly when you buy the policy.

Critical illness insurance offers family assets protection cover too – you don’t have to resort to selling your home and other assets in an effort to raise money to cover your medical expenses. You may also need money to remodel your home if you’re disabled, pay for trained help, and make changes to your lifestyle.

Technological and scientific advances have ensured that our lifestyles have undergone a sea of change – we no longer walk even short distances or eat natural food. The easier our lives become, the more prone we are to illnesses and sickness. However, there is a solution to these ills – regular exercise and a healthy diet go a long way in keeping you out of danger. But if there is a threat to your life, with coverage from critical illness insurance, at least you know your medical and other expenses are taken care of.

By-line:

This article is contributed by Sarah Scrafford, who regularly writes on the topic of EKG Training. She invites your questions, comments and freelancing job inquiries at her email address: sarah.scrafford25@gmail.com.

All Canadian Life Insurance Co Selling Critical Illness Insurance

Here is a list of Canadian Life Insurance Companies selling Individual Critical Illness Insurance

AIG Life of Canada AIG brochure
AXA Financial Protection
Canada Life
The Cooperators
Empire Life
Equitable Life
Great-West Life
Industrial Alliance
Manulife Financial LifeCheque Manulife Financial LifeCheque Basic
RBC Insurance
Standard Life
Sun Life
Transamerica Life Critical Advantage
Unity Life of Canada Online
Wawanesa Life - Lifestyle Adjustment Plan (Critical Illness Protection)
Critical Illness Brokerage Online

As for today these companies are offering critical illness insurance protections. All of them are great companies. As my opinion you do not have to choose a company. I think that much more important to choose a good life insurance advisor - the professional you can trust. Expirienced critical illness insurance plan agent can find the best coverage for you that feets your needs.

Why You Need Critical Illness Coverage

Critical illness insurance was introduced by Dr. Marius Barnard a South African cardiac surgeon in 1983 for what was voted in the top 25 most influential people in the field of health insurance.
Now it is available for Canadians. Critical Illness Plan offers the security of knowing that they financially protected should they become critically ill.
The three most common critical illnesses, occurring across all ages in Canada are heart attack, cancer, or stroke. According to the Heart and Stroke Foundation and the National Cancer Institute of Canada almost 250,000 all ages Canadians are diagnosed with them annually. The good message is: most of them will survive.

Over 80% of heart attack patients admitted to hospital survive
95% of hospitalized heart attack victims survive the first attack
75% of men and 77% of women who develop cancer survive
75% of stroke victims survive the initial event
Yet, even with improved medical treatments, most patience can not deal with an illness depending only on Provincial health plans. They need to be prepared for the financial consequences of surviving a critical illness since your lifestyle and money management are going to change.
Comparing to Life insurance, critical illness coverage is for you, for your recovery. It gives you a lump-sum amount (benefit tax-free in the event that you survive one of the covered illnesses or conditions (most plans have 20 plus covered conditions by thirty days, in most cases) to help with the cost of treatment and concentrate only on your recovery.
You can spend the money as you wish—such as to pay for private out-of-country treatment, nurse, credit card debts, or even as a mortgage helper while being low income.

Maintaining your financial independence and getting an access to medical services you need, your recovery will be fast and successful.

Insurance & Financial Advisor Michael Arbetov, CFP, FMA
Critical Illness Coverage Blog

Information About Critical Illness Insurance In Canada

Why are people buying a critical illness insurance? There are many considerations. The majors are:
- to keep their financial obligations in force (the lamp sum paycheque can help to pay off the mortgage balance or other debts, to continue saving programs for RRSP or RESP, to save their business alive to pay overhead expenses;
- to pay for medical and other care (money helps to expand the list of services);
- for peace of mind.

This is a relatively new insurance which is very popular in Canada. People are living longer but get sick more often that before with a shorter lifetime. The modern medicine helps them to survive. Recovered people need a lot of insurance money to start a new life.

There are different life insurance companies in Canada which are offering critical illness coverage. These companies compite with each other to provide their customers with good protection. Here is a list of good insurance providers.

AIG Life of Canada Living Benefit 10, 75, 65, 100, Plus, Critical Care Assist Benefit

Canada Life Living Benefit 10, 75, 65, 100

Equitable Life Living Benefit 10, 75, 100

Standard Life Living Benefit 10, 75, 100

RBC Insurance Living Benefit 10, 75, 100

Manulife Financial Living Benefit 10, 75, 100

www.ArbetovInsurance.com Arbetov Insurance and Wealth Management Inc. - Insurance Agency can help you to choose the best option for you and your family.

There is Quick Quotes where you can "play" with numbers for diferrent Critical Illness Insurance and Life Insurance plans.

To read more about critical illness insurance in Canada please visit webportals http://www.arbetovinsurance.com/criticalillnesscanada , Canadian Insurance Plans , http://www.angelfire.com/rings/insurance/

Insurance Advisor Michael Arbetov

Critical Illness Insurance Plans Blog